Estimate future mutual fund wealth for combined SIP and lump-sum investments net of expense ratios.
Result
Projections deduct annual total expense ratio (TER). Mutual fund returns are market-linked.
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Future Value = Lumpsum(1+r)^t + SIP × [((1+r)^n - 1)/r] × (1+r)
₹10k/month SIP, ₹50k initial lumpsum, 12% return, 0.8% expense ratio, 10 years.
Estimated Net Corpus: ~₹22.13 Lakh | Total Invested: ₹12.50 Lakh | Net Profit: ~₹9.63 Lakh.
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