Calculate 5-year maturity value and compounded interest for Post Office National Savings Certificates.
Result
Government of India reviews small savings rates quarterly. Rates remain editable.
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A = P × (1 + r / 100)^5
₹1,00,000 invested at 7.7% annual interest for 5 years.
Maturity Value: ₹1,44,903 | Interest Earned: ₹44,903.
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Open calculatorThe National Savings Certificate has a mandatory 5-year lock-in period with sovereign backing from the Government of India.
Yes. Deposits in NSC qualify for tax deduction up to ₹1.5 Lakh per financial year under Section 80C of the Income Tax Act.
National Savings Certificates offer guaranteed capital security backed by the Government of India. Interest compounds annually and is deemed reinvested for the first 4 years, qualifying for Section 80C deductions.