Calculate guaranteed monthly interest pension from the Post Office Monthly Income Scheme.
Result
Interest credited monthly to savings account. Maximum limit ₹9 Lakh (single) / ₹15 Lakh (joint).
Save as
Monthly Income = (Deposit × Rate / 100) / 12
₹9,00,000 single deposit at 7.4% annual interest.
Monthly Pension: ₹5,550/month | Total 5-Year Interest: ₹3,33,000.
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Open calculatorUnder revised rules, an individual can invest up to ₹9 Lakh in a single account and up to ₹15 Lakh in a joint account.
The scheme has a 5-year maturity period. Upon maturity, the full original principal is returned.
The Post Office Monthly Income Scheme (POMIS) delivers reliable monthly liquidity for retirees and risk-averse investors without exposure to market volatility.