Estimate net take-home salary after PF contributions, professional tax, and TDS deductions.
Result
Net pay is credited to your bank account after statutory and tax withholdings. Use the CTC to In-Hand calculator for detailed annual offer letter breakdowns.
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Net Salary = (Gross + Allowances) - (Deductions + Tax)
Basic ₹60,000, Allowances ₹25,000, PF/PT ₹7,400, TDS ₹3,600.
Monthly take-home: ₹74,000 | Gross monthly: ₹85,000 | Total deductions: ₹11,000.
Convert annual Cost to Company (CTC) into realistic monthly in-hand take-home salary.
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Open calculatorGross salary is your total compensation before any withholdings. In-hand salary is the actual net monetary credit received in your bank account after subtracting statutory deductions like EPF, professional tax, and income tax TDS.
Standard deductions include Employee Provident Fund (12% of Basic + DA), State Professional Tax (typically ₹200 per month), and Income Tax (TDS) based on your projected annual tax liability.
Indian salary slips comprise two primary categories: Earnings and Deductions. Earnings include Basic Pay, House Rent Allowance (HRA), Dearness Allowance (DA), and Special Allowances. Deductions include statutory withholdings such as EPF, Professional Tax, and Income Tax (TDS).
This calculator helps salaried employees verify their monthly paycheck credits against payroll letters and annual tax projections.