Estimate SSY maturity corpus and tax-free interest for your daughter's future education and marriage.
Result
Government reviews interest rates quarterly. Tax-free under Section 10(11D).
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15-year annual deposits with annual compounding & 21-year scheme maturity
₹1,50,000 deposited yearly at 8.2% interest for a 2-year-old girl.
Maturity Corpus: ~₹71.82 Lakh | Total Deposited: ₹22.50 Lakh | Interest: ~₹49.32 Lakh.
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Open calculatorDeposits are required for exactly 15 years from the date of account opening. The account matures upon completing 21 years or upon the daughter's marriage after age 18.
Yes. SSY enjoys full EEE (Exempt-Exempt-Exempt) tax status. Deposits qualify under 80C, interest earned is tax-exempt, and maturity proceeds are completely tax-free.
Sukanya Samriddhi Yojana offers one of the highest interest rates among all government-backed small savings schemes, combined with sovereign safety and tax exemption.